USDA One-Time Close
Build and finance a home in eligible rural areas with one loan and one closing.
Learn About USDA Construction →Nationwide Lender — State & Program Restrictions Apply
Construction Financing Made Clear
Explore USDA One-Time Close, HUD 184, DSCR construction, manufactured/modular, and land + build financing options with Gabe Romo.
Nearly 30 Years in Mortgage Lending
USDA National Lender of the Year
NMLS 199761
Loan Programs
Find the Right Path
Every construction loan scenario is different. Choose the lane that best fits what you are trying to build, buy, refinance, or invest in.
HUD 184 Native Home Loans
Home loan options for eligible Native American borrowers in approved areas.
Learn About HUD 184 →DSCR Construction Loans
Investor construction financing based on rental income potential, not traditional personal income.
Explore DSCR Construction →Manufactured / Modular + Land Build
Financing options for manufactured, modular, and land + build scenarios.
Schedule a Review →
30
Nearly 30 Years in Mortgage Lending
USDA
National Lender of the Year
NMLS
Gabe Romo NMLS 199761
USA
Nationwide Lender — Restrictions Apply
Have a Loan Scenario?
Whether you are buying land, building a home, using HUD 184, exploring USDA construction, or trying to finance an investor build, schedule a quick review with Gabe.